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Personal Injury Law Blog

Is there a deadline to file a car accident insurance claim?

If you've been involved in a car accident, you may be wondering if there's a deadline by which you have to file your insurance claim. While it's true that insurance policies and providers vary—and so it's incredibly important to check your own policy—there is generally not a time limit.

The reason most people ask this question is simply that they're worried that they waited too long. Maybe you were involved in a wreck last month, for instance, and you just got too busy to report it. Maybe you didn't know your car suffered any damage, so you were just going to let it go, but now some damage is apparent and you want to look into your options. The same could be true for injuries.

Safety tips pedestrians can utilize

There is an incredible level of danger with any pedestrian accidents, so it's wise to take steps to protect yourself. Even if you're not at fault—if a driver hits you while you're legally crossing the street, with the signal, for example—the ramifications for you are far worse than they are for the driver. Use these tips to stay safe.

1. If you're out at night, it's a good idea to wear bright clothes. You may even want to consider clothes with reflectors on them, which are often worn by cyclists. Some experts have said that it can also be wise to carry a flashlight.

Read the fine print on carbon monoxide detectors

Carbon monoxide is very dangerous because, without a detector, you may have no idea that it's in your home. Even when building up to deadly levels, you're not going to see it or smell it. That's why people often call it a silent killer.

A carbon monoxide detector works much like a smoke detector, and there are even combination units that check for both at the same time. If the gas is found, it chimes and tells you to get out of the house before you suffer any harm.

The 3 levels of road rash

Not all types of road rash are the same, and the level that you experience during a motorcycle accident has a lot to do with how painful it will be, how long it will take to heal, and how much it's going to cost for the treatment. Generally speaking, the different levels are referred to as degrees—the same way that burn injuries are rated.

If you just have first-degree road rash, it's a relatively minor issue. Your skin will be slightly red and could be a bit painful to the touch. This can often be treated at home and will heal completely.

Parents may actually be some of the most dangerous drivers

Teenagers often get stereotyped as the worst drivers. People assume that they are constantly talking to one another, playing the music too loudly, and texting while they drive.

While all of these things can be true, interviews with some parents have shown that they can be dangerous, as well. Studies have demonstrated that children are incredibly distracting, and driving with them in the car can be as hazardous as texting and driving.

Drivers make many different types of mistakes at yield signs

One of the big reasons behind car accidents is that drivers often fail to do as they are instructed by the traffic safety devices that are in place. This includes stop signs, red lights, flashing lights, and much more. One device that seems to create a lot of confusion and different types of mistakes is the yield sign.

A yield sign is intended to get a driver to slow down, look for other traffic, and then allow that perpendicular traffic to pass if necessarily. If there is no traffic, the driver does not have to come to a full stop, but he or she should still slow down and look both ways before driving into the street. These signs are often used in low-traffic areas were a stop-sign is deemed to be overkill, but where drivers do need to be alert regarding an intersection.

Root causes can determine fault in accidents

When an accident happens, to determine whether or not there is a premises liability case for those who are injured, it's important to break things down and look at the root causes of the accident. Only by doing this can fault be determined in specific situations.

A popular example of this is the tragedy that happened at the Kansas City Hyatt-Regency Hotel back in the 1980s. There was a dance contest at the hotel, people grouped up to watch it from pedestrian walkways, and the walkway on the fourth floor collapsed. It then hit the one below it and they both fell all the way to the ground floor. Over 200 people were injured and 114 perished.

Medical malpractice case of doctor's death continues

A few hours before a 26-year-old doctor died on May 29, 2013, of a brain hemorrhage, doctors and physician assistants were still trying to determine what was wrong. Some thought it was brain swelling, others thought it was an infection and still more thought that it was a blood clot or a platelet disorder. The woman died after a major vein in her head burst due to a blood clot.

The woman's attending physician testified in a court in the medical malpractice trail that she ordered a CT scan because the woman had a history of headaches and her platelets were dropping. Even though the physician put a rush on the CT scan, it would take another hour for it to be done. The doctor said she thought the woman was having some type of neurological emergency in her testimony given at a deposition. However, when she was on the stand, she said she didn't think it was an emergency.

What if you get a drunk Uber driver?

Uber is an app-based driving service that allows people to call someone else to pick them up and lets them pay with a credit card, all from their phone. It's very popular with those who go out to the bar, have a bit too much to drink, and know they should find a safe ride home. In fact, Uber has stated, along with Mothers Against Drunk Driving, that they help to lessen the amount of drunk driving incidents across the United States.

But what if you get an Uber driver who is also drunk? Is this something that could realistically happen?

Relatively speaking, motorcycle deaths are very high

When looking at the raw stats, it appears that motorcycle deaths make up just a small portion of all traffic deaths—just 14 percent. That leaves another 86 percent to be divided among categories like drivers, passengers and pedestrians.

However, the key thing to remember is that there are far fewer motorcycles on the road, so the total percentage is naturally going to be smaller. When you factor this in, it becomes apparent that motorcycle accident death rates are actually quite high.

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